Whether you are running a large salon with several employees, or are a mobile therapist working in your clients’ homes, you need to ensure the right type of insurance to cover your working practices. An inadvertent slip of a pair of scissors could result in just a minor cut, but this may leave you open to a claim for compensation. Key points when considering the elements of your policy would be, do you have premises? Do clients visit your premises ?
We would suggest the following insurances as being key to retailers, and you should consider these as elements of your policy;
Public Liability Insurance
Employers Liability Insurance
Business Buildings & Contents Insurance
Legal Expenses Insurance
Tools & Equipment Insurance
Personal Accident & Sickness