As a member of one of the highest professions in the UK, your clients look to you to always provide them with the best advice, whether it as a soft reactive method, or a hardline, aggressive method. As a keeper of the law, your clients entrust you with affording them the protection they need. Even something as simple as disagreeing with the interpretation of a letter of law can bring forth a claim from an unhappy client, with reputational damage being a very distinct possibility alongside a financial claim. Key points when considering the elements of your policy would be, do you have office premises? Do clients visit your premises? Do you own or lease the premises? What level of consultancy and/or advice do you provide? Do you work with individuals, or businesses?
We would suggest the following insurances as being key to retailers, and you should consider these as elements of your policy;
Public Liability Insurance
Employers Liability Insurance
Business Buildings & Contents Insurance
Professional Indemnity Insurance
Legal Expenses Insurance