Possibly the most pressurized environment for medical professionals operating in a non-hospital environment, GP’s literally are responsible for the care and well being of society. One oversight could hold drastic consequences, and potentially put careers at risk alongside compromising the safety of a patient, be it by administrative staff or a doctor. Key points when considering the elements of your policy would be, how many patients are registered to your practice? How many patients on average visit the surgery daily? What is the value of your equipment? Is your equipment owned, or leased? Do you own or lease the premises? Would your business be able to function if certain members of staff were unable to work?
We would suggest the following insurances as being key to medical practices, and you should consider these as elements of your policy;
Public Liability Insurance
Employers Liability Insurance
Business Buildings & Contents Insurance
Professional Indemnity Insurance
Legal Expenses Insurance