Being responsible for not only accurately dispensing prescriptions, pharmacists are called upon day in day out to provide their expert guidance and opinion on products, both medical and cosmetic. Self diagnosis is very much common practice for minor ailments, and pharmacists are a key piece of this process. The down side of this has been, pharmacies can have action taken against them for incorrect advice. Key points when considering the elements of your policy would be, how many clients on average do you dispense to? What is the value of your equipment? What is the value of the stock you hold? Is your equipment owned, or leased? Do you own or lease the premises? Would your business be able to function if certain members of staff were unable to work?
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